A milestone, of sorts
Aug. 2nd, 2010 06:24 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
valis2I just wrote out the penultimate check for one of my credit cards.
For those of you who are new to my flist, let me fill you in. I've been struggling for years with huge credit card debt, most incurred during the genesis of my teeny business. Well, that was a mistake, to say the least, and I've paid for it and paid for it and paid for it over the years. I have six credit cards, most with very high interest rates. (I can't open new ones; I've been denied the few times I've tried. I can't transfer balances because I have very little open credit. I can't call and finagle lower interest rates because three of them are closed, and the three open ones don't have bad rates.)
So I'm very excited to get the first paid off. And the next one is quite accessible as well; the balance is low, the interest high, and I hope to have it paid off by the end of the year.
No high-fives, though. I still am charging too much and I really need to get it under control. I'm just feeling excited. And yeah, I'll probably have to pay another teensy bill next month from them, but it's pretty much done. It was one of the large ones and this is so gratifying.
For those of you who are new to my flist, let me fill you in. I've been struggling for years with huge credit card debt, most incurred during the genesis of my teeny business. Well, that was a mistake, to say the least, and I've paid for it and paid for it and paid for it over the years. I have six credit cards, most with very high interest rates. (I can't open new ones; I've been denied the few times I've tried. I can't transfer balances because I have very little open credit. I can't call and finagle lower interest rates because three of them are closed, and the three open ones don't have bad rates.)
So I'm very excited to get the first paid off. And the next one is quite accessible as well; the balance is low, the interest high, and I hope to have it paid off by the end of the year.
No high-fives, though. I still am charging too much and I really need to get it under control. I'm just feeling excited. And yeah, I'll probably have to pay another teensy bill next month from them, but it's pretty much done. It was one of the large ones and this is so gratifying.